The Hidden Nasdaq EV Stock Tied to Tesla, BYD, and Xiaomi

Most investors think the EV boom is about who sells the most cars.

Tesla. BYD. Nio. XPeng. Those names dominate the headlines.

But the real money may not come from car sales at all.

It comes from what happens after the sale. Insurance, maintenance, warranties, roadside assistance — services that every driver in the world’s largest passenger vehicle market must buy.

And one Nasdaq-listed company has quietly positioned itself at the center of it all.

SunCar Technology Group Inc. (NASDAQ:SDA).

This Shanghai-based disruptor has embedded itself with the giants of China’s EV industry. Its partners include Tesla, BYD, Nio, Li Auto, XPeng, and now Xiaomi — the “Apple of China.”

Wall Street has barely noticed. The stock was beaten down after a $50 million offering and then hit again by tariff headlines. But the fundamentals are strong, the partnerships are multiplying, and the growth trajectory is undeniable.

👉 That is why SDA is today’s number one alert.

A Digital Platform for the EV Age

SunCar Technology Group (NASDAQ:SDA) operates a cloud-based, AI-powered platform that connects Chinese drivers to a nationwide network of insurers, banks, and service providers.

Here is the scope of the ecosystem already in place:

• 20 auto manufacturer partnerships including Tesla, BYD, Nio, Li Auto, and XPeng

• 1,480 enterprise customers across the auto and financial industries

• 48,000 service providers offering everything from roadside assistance to oil changes

• 85 insurance companies including Ping An and PICC

This is not a startup idea. This is infrastructure already generating hundreds of millions in revenue.

Partnerships With China’s EV Tigers

The growth story is accelerating fast.

• Xiaomi: On June 30, SunCar announced a partnership to power auto insurance for Xiaomi’s debut SUV. The company expects this alone to double revenue in 2025.

• XPeng: On July 8, a new phase of cooperation was revealed to deliver innovative insurance solutions to XPeng’s expanding customer base.

• BYD, Leapmotor, Tesla: Expanded rollouts across BYD dealerships in East China, SaaS solutions for Leapmotor, and service platform extensions for Tesla.

These are signed partnerships with some of the fastest-growing EV players on the planet.

A Revenue Rocket

The numbers are lining up behind the story:

• Q1 2025 revenue: $102.6 million, up 20% year-over-year

• Full-year 2025 guidance: $521–$539 million, projecting growth of 18–22%

• Scaling in a market where most small caps are struggling to grow

Building Beyond Insurance

Insurance may be the wedge, but SunCar Technology Group (NASDAQ:SDA) is building a much broader platform:

• Anji AI Service Center to co-develop products with automakers and boost renewals and warranties

• Bank and insurer integrations with China Construction Bank, Ping An Bank, and PICC

• Retail auto services digitized for Sam’s Club members and Agricultural Bank of China customers

This is a blueprint for controlling the full lifecycle of auto ownership in China.

Analysts See Big Upside

Wall Street is starting to wake up.

• BTIG set a $12 target in June, calling the stock “significantly undervalued.” At the time, it traded at $2.76. Today it trades for even less.

• TipRanks shows coverage from analysts who also see considerable upside potential.

The gap between today’s market price and the long-term vision could create a setup that doesn’t last long.

Final Take

China is the largest passenger vehicle market in the world.

And while investors argue about Tesla’s next move, SunCar Technology Group Inc. (NASDAQ:SDA) has positioned itself as the digital platform that ties the entire ecosystem together.

The stock was punished earlier this year, but the partnerships, growth, and revenue numbers tell a very different story.

👉 That is why SDA is today’s number one alert.

To Your Success,

Kristen Harpula
Trading Whisperer, Editor